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D-Zine
04-22-2004, 06:36 AM
Hey everybody!
So....I closed on my very first house FINALLY! Guys - I am now officially a HOME OWNER.....YAY :o) So...its a small traditional floorplan, 3BR / 1 BA, 1250sq ft, in an area here in Savannah called "Georgetown". This is a nice area where equity builds pretty fast so this is good for me! Itcomes with all appliances but guess what?? Today - I was telling my boss that I wanna get a new stove bc the one in there is used and I don't like it at all (a lil picky about the kitchen appliances...hehe) so he says..."Let's make a deal ok. You pick out the stove you want and let me know how much it is and I will give you a check for it and make it your house warming gift!" WOW! I was like NO WAY! But he insisted and I can't even believe it...how many bosses would do that?? I just thought that was so cool!
Ok...so.here is my house -------> http://coastalcarousel.com/GDF/house.jpg
It's pretty cool for a starter home. Was built in 1994 but has been totally gutted and renovated so everything inside (cabinets and all) is brand spankin new!
Ok nuff about that...was just excited and wanted to share it with everyone :o)
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Ryan8720
04-22-2004, 07:03 AM
Congrats DZ! Looks like a nice house.
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That's great DZ. This is a true milestone in your life. Now get in there and start putting nails in the walls. /emoticons/cheers.gif
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style
04-22-2004, 11:32 AM
congratulations.... may it bring you much, health wealth and happiness!!!
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D-Frag
04-22-2004, 12:15 PM
awwwwwwww totally cool, it fits your style perfectly!!! hit me up on yahoo on monday!!
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PrintDriver
04-22-2004, 03:09 PM
That is so cool DZ. You are soooo lucky.
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D-Zine
04-22-2004, 03:52 PM
Hey thanks everyone!!!!! I went last night and pulled the for sale sign outta the yard. Then I went inside and wow it was a totally different feeling going inside knowing that its mine and I can do whatever the hell I want with it unlike the apartment! So..like Kool said...time to get the nails into the walls! :o)
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Congradulations!!!
Thats a great first home Lee!
Wow I feel like someone in my family just got a victory! You go girl!
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'Adventure, Excitement, A Jedi craves not these things.'
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D-Zine
04-22-2004, 04:23 PM
ROFLMFAO @ a victory! hahha! Thanks Benjo!!
Hey...did you call me 'Lee' ??? Ahh hhahaa that's kinda funny bc no one has ever called me that! My dad calls me Mickey... :o)
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defjoe
04-22-2004, 04:34 PM
Fantastic, congrats. Looks real nice. did you get a first time buyers break with the down payment? We are looking to buy in another year r so. It's very exctiing isn't it?
'I will become the most powerful Jedi ever!'
very cute house!! Congratz!! :D
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Yea Lee! ;)
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'Adventure, Excitement, A Jedi craves not these things.'
'Anger...fear...aggression. The dark side of the Force are they.'
D-Zine
04-22-2004, 05:03 PM
Joe - my loan is...OK...didn't get many breaks and kinda had to go the 'non-conventional' route due to credit issues in the past. The very past but still visible on the credit report so I feel really lucky that I was able to get this loan. My payment isn't too bad and I am happy to not be throwing money away on an apartment ANOTHER year! :o) You will prolly have a much easier time than I did. Plus you are married and have 2 incomes...I'm single and one measly income...ROFL!!! hahaha! No lie - the whole loan process was totally grueling and stressful for me but its OVER and now I can celebrate!!! Bossman buyin me a new stove..woweee. He has JUST informed me that now I need to get a man (what is the deal with everyone telling me that I need to get a man? LOL!) But how does he know I don't have one already??? ;o)
Anyways...good luck with getting your house down the road. It was definately worth all the stress I went through when I walked inside my new home last night - knowing it was MINE now :o) And yes...VERY exciting!!
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defjoe
04-22-2004, 05:31 PM
But you got one and that is the most important part. Now you can build equity for the future. We actually will have a tough time. We had to claim bankruptcy last month. Our old debt (from when we first got married) is out of control and at the point that we can't handle it any more. We have a date with the trustee next Friday and that is when it should be signed of on and we can start working our way back. But this will hurt our rate come next year (you have to wait a year to be able to get a home). But we should be able to get pre approved for more (we did get appronved for $150k, but we would like around $200K) cause our income to debt ratio will be WAY low.
bt hey... life gets in the way and you have to work with what you have.
Oh and you do need a man. :)
'I will become the most powerful Jedi ever!'
DeleteYourself
04-22-2004, 05:50 PM
Congratumalations!!!! /emoticons/cheers.gif
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D-Zine
04-22-2004, 06:00 PM
Sorry to hear about the bankruptcy Joe :o( Money is SUCH a biaatch!! UGH! Seems like no matter how hard you try sometimes sh!t happens! Be sure you do some serious studying about the mortgage company you choose. I should have done alot more than I did but luckily I had a great realtor and closing attorney. The realtor...she put alot of trust into me. I had to get a personal 2nd mortgage for like $5k from HER (she is the seller of the house as well)...and she did it...not even a second thought about whether or not I would pay it. I have GOT to go and get that woman a thank you gift!! PRONTO! LOL!! She was wonderful tho!
Hey - how do you know I don't ALREADY have a man tho?? :o)
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defjoe
04-22-2004, 07:06 PM
We have 2 people that couldf be good realtors. Pam has a parent of her kids from school that is one. then I just talked to a co worker of mine that just got his realtor license. so I think we might have that covered. I hate money... it gets you in trouble.
We all know you don't have a man D... it's ok you can admit it.
'I will become the most powerful Jedi ever!'
D-Zine
04-22-2004, 07:11 PM
Ahh hahhahahaha!! Ok...believe what you will Joe...but umm..have you noticed my mood change lately? Has been incredibly UP BEAT and its not JUST the house..I promise ;o)
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defjoe
04-22-2004, 07:15 PM
so your getting some? /emoticons/yeah.gif
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D-Zine
04-22-2004, 07:42 PM
All I'm sayin is...Life is Goooooood right now ;o)
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D-Zine said...
All I'm sayin is...Life is Goooooood right now ;o)
We didn't know D-zine.
So whos this new guy you speak of?
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'Adventure, Excitement, A Jedi craves not these things.'
'Anger...fear...aggression. The dark side of the Force are they.'
ylaenna
04-22-2004, 07:53 PM
Congrats, D-Zine!
Speaking of realtors... If anyone is in need of a good realtor either in the L.A./Orange County area or in the Grand Rapids (MI) area, let me know. We bought our place in Mission Viejo last year and our realtor gave us a washer and dryer as a housewarming present. We then sold the place through her again and she busted her butt for us, as usual, and found us a good realtor in Michigan, who also busted his butt getting us this gorgeous house in the Grand Rapids area. When things went a bit awry with our escrow, this guy was willing to write an $80,000 personal check to help it close. He ended up not having to, but still, the thought...
I've heard many horror stories about nightmare realtors, so we consider ourselves very lucky that we've only worked with good ones. I'd love to share the wealth. :)
Madora
04-22-2004, 08:49 PM
Congrats D-zine! It's looks cute!
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defjoe
04-22-2004, 09:51 PM
so how many times have you had sex lately D....
details.. I want details DAMN IT!
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D-Zine
04-22-2004, 10:31 PM
Thanks Mad!!! Thanks everyone! YAY :o)
Sorry - had to take my lunch break n stuff guys geeeeze! Ok so you wanna know about the 'new guy' huh? Hehe!
He is my..ummm...'should have been' from high school. We should have ended up together a very long time ago and we both know it but things happen. This story has like an 11 year history so I won't bore you with all the details....After high school, he joined the military and I went away to college so you know how it is. We lost touch for a few years and about 4 years ago we found one another...turns out he is stationed 2 hours from me in Jax, Fla. We have seen one another here and there throughout that time but the timing was just....bad. I saw him over Easter weekend and I guess the timing is right for both of us now :o)
Joe...DETAILS?? ROFLMFAO! How many times? Man..no holds barred huh?? Well...just imagine finally getting to be with someone you have wanted to be with for the past 11 years (who has also wanted the same) and then lemme know what you think k ;o) *grins*
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sister
04-22-2004, 10:39 PM
CONGRATS D-ZINE!!!!.......so when's the party where you're going to invite us all!!!???....what are they called 'trash/crash parties'???.......only joking!
D-Zine
04-22-2004, 10:51 PM
hahaha man I would LURRRV to have a GDF party at my new hizzouse! hahaha!
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defjoe
04-22-2004, 11:12 PM
an orgy
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DivineDesign
04-23-2004, 12:49 AM
OOOOOOOOO come on!!! Have a party!!!!!! He he he he....... I knew about the house, but congrats anyway. :)
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D-Zine
04-23-2004, 04:35 PM
Noooo orgy guys..sorry but party..?? Ohhhh that would be fun!! Party at DZ's hizzouse! Hahaha ...JK!! I will be drinking there this weekend tho I am sure..YAY! I will need something to get me through the weekend. Was up till 2am packing last night, not to mention I spent a sh!tload of money on crap for the house. Of course I have a brand new beautiful Pine bedroom suite that I didn't have to buy (thank GOD) but I did have to buy nice new sheets, comforter, curtains blah blah blah and everything for it...so...money money money :o( I was so stressed at the store it wasn't even funny! But..it's all good and I am still excited! :o)
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Tyger
04-23-2004, 09:26 PM
Congrats D-Zine!! I hope this house brings great joy and memories!
The Tyger is on the prowl...
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D-Zine
04-23-2004, 09:28 PM
Thanks Tyger :o)
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