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Can you put a client's debit card number into PayPal for them?

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  • Can you put a client's debit card number into PayPal for them?

    I have a client who is a PITA to get payment from. It's a small membership organization governed by a volunteer board, so that's what I'm dealing with.

    Apparently, they don't have a checkbook. I have a free PayPal account, but not a Business one because I'm trying to avoid the hassle of the charges associated with it, and I really don't want to spend all the time setting it up and learning how it works just for this one client.

    I've sent them a PayPal invoice to their email, then a PayPal request for money, but they claim that they haven't seen either one come through. I have no idea why, and I hate to get into a discussion with them about learning to use basic technology, but before I go that route, is there a way for me to take their credit card number over the phone and add the charges to my PayPal account myself? That's what they want to do - they said that all they have to do with all their other vendors is give them their number over the phone, but I'm a very small sole proprietor and I never set something up where I can take credit card numbers, but they don't seem to understand that. Ideas? Solutions?

  • #2
    I'm fairly sure you need a PayPal business account for them to let you accept credit/debit card payments over the phone: https://www.paypal.com/uk/webapps/mpp/phone

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    • #3
      Being the cynical, distrustful person that I am, if a client is that much of a PITA regarding payment, the last thing I'd do is make it look like I charged something to their credit card.
      But that's just me probably.

      On the other hand, today, doing business almost requires you set up a method of accepting credit cards. Check with your local SBA or bank for resources for such things. That's where I'd start anyway.

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      • #4
        Originally posted by PrintDriver View Post
        Being the cynical, distrustful person that I am, if a client is that much of a PITA regarding payment, the last thing I'd do is make it look like I charged something to their credit card.
        Ditto.

        As a work-around, could they purchase a gift card in the amount they owe you and give you that?
        Shop smart. Shop S-Mart.

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        • #5
          What about something like square?
          Sketching not only helps you work out good ideas, it helps you get past the bad ones.

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          • #6
            Thank, guys. Guess it's time to start setting up so I can take credit cards. The gift card is an idea though...

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