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  • health insurance for freelancers?

    I have a sister who is single and is turning 23 this year and will soon be off her dad's insurance. She is currently a freelance graphic artist in NJ ... actually we both freelance individually but I never had to worry about health insurance because I was already married before I started freelancing so I know nothing about choosing one. My sister though is single and would like to help her find affordable health insurance but don't know where to start. I heard about joining some guilds like GAG might help get individuals group rates. She is in basically good health and doesn't smoke. Can somebody recommend a company, a guild, etc. that can help with affordable health insurance?

    Thanks in advance for the advise.

  • #2
    I could be wrong, but doesn't the new healthcare law allow people to stay on their parents insurance until they're 25?
    "Design is not just what it looks like and feels like. Design is how it works."
    -Steve Jobs

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    • #3
      Originally posted by redbox74 View Post
      Can somebody recommend a company, a guild, etc. that can help with affordable health insurance?
      Disclaimer: I have NO personal experience with these groups and their insurance plans.

      Freelancers Union
      Media Bistro
      AIGA
      GAG
      Fractured Atlas

      *Note: All have eligibility requirements. Not offered in all States.

      Also, check into getting an insurance agent; Met Life or similar. They can suggest options for your sisters specific self-employment and health circumstances, and help work out what's best.

      Hope this helps some.
      Sketching not only helps you work out good ideas, it helps you get past the bad ones.

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      • #4
        So if you have an AIGA membership, you could be allowed to join a group insurance rate? Does anyone else have experience with this? I'm looking into insurance for myself as well, but have no clue about this stuff.

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