Anyway, not a big fan of the horizontalled lines at the top going through 'about Us' 'Contact Us' and 'locations' Makes it harder to read. Try gradient filling it to a solid color blue when you get to those words. May or may not work.
And since saying bad things is easier than good, a little overkill with the Times New Roman type font with all caps. At Branches and Service Centers, try mixing it up there. The bold font doesn't feel like enough separation from the title to the links.
That's all, like the other stuff. The wide open area below the picture is very useful and will probably be changed to fit in little boxes of different services. See if you can make a mock up of that with boxes for each major area of banking like loans, accounts, business accounts, etc...
But compared to their current website. A+ job! They really need this. Nothing says don't trust your money with us like a bad website.