I completely agree with Steve. You’re assuming you can open a shop as a baker by heading to the supermarket to pick out loaves of bread for your customers. And to top it off, you want the loaves of bread to be free.
Wix is a do-it-yourself solution for people who have no idea how to build websites, as are the others that you’re hoping to find. If all your prospective clients want is a do-it-yourself website, they could do it themselves. All you’re offering is to save them the hassle and, perhaps, make it a bit prettier by picking the template, colors, and typefaces you prefer.
That’s not web design; it’s rearranging the furniture.
You don’t need to be a professional coder to design small websites, but you need to know something about it. Even a do-it-yourself home handyman needs to learn how to use a hammer and a saw. Your statement, “…Graphic designer of 22 years that hates even looking at code,” isn’t an attitude that will work.
The bare minimum for doing what you’re hoping to do is learning some basic HTML and CSS. Honestly, the basics aren’t that hard. Do this the right way and learn how to line up hosting companies, use FTP to manage the files, learn how to set up a MySQL database, and install WordPress (I’m not a WordPress fan, but it’s popular because it’s simple). Geech, most hosting companies have automated ways of doing all this.
Then get a drop-and-drag framework for WordPress, and install it. Again, it’s WordPress, which makes it easy. Then use one of the framework’s modifiable templates to build a standard website. You can buy thousands of add-ons for a Wordpress site that Wix or services like it don’t offer. I’ve suggested Divi before, so I’ll mention it again. I don’t use it, but other people I respect have, and it’s almost entirely drag-and-drop if you prefer not to dive into much coding at first (or ever).
As for Figma and XD, why are you messing around with them? They’re primarily front-end design tools designers use to hand off work to coders and developers. Are you hoping to land a job on a web development team or just build websites for clients. If it’s the latter, put a little effort into learning how actually to build a basic website.