Not really — they’re charging quite a bit more for those seats and delivering less. A lot depends on the situation, though, and how the company uses the license and whether or not it fully takes advantage of their subscription.
A single-user subscription for 3,000 images costs about $2,000 per year. A team license for, say, up to 99 users/seats costs over $4,000 and maxes out as soon as the team downloads 750 images.
Not many companies would have 99 people downloading and using images, but if they did, the average for each user would be, what, about 7 or 8 photos throughout the year. Even if only two people in the company were working with the images, those two users on the team license would be restricted to only 375 images apiece.
But a freelancer or sole-proprietor with only one person using the photos can sign up for a couple thousand dollars per year and have rights to use about 3,000 photos. As soon as that one-designer company hires another user or freelancer, however, the team rates kick in. If more than one user is involved, they won’t let a company buy, say, two individual licenses — they, instead, insist on subscribing to the much more expensive team license.
I suspect the stock agencies give these huge discounted download limits to freelancers because hardly any freelancer is going to actually use that many photos in a year. In other words, it looks good as a marketing tactic, but ends up rarely being fully used by the individual subscriber.